How to Check PF Balance in 2026 – Step-by-Step Guide
PF Balance Check 2026: Step-by-Step Methods Using UAN, SMS & UMANG
Checking your PF (Provident Fund) balance in 2026 is simple and can be done online, through mobile apps, SMS, or even a missed call. The Employees’ Provident Fund Organisation (EPFO) has made it easier than ever for employees to track their savings anytime, anywhere.How To Check PF Balance in 2026
This guide explains all the latest methods to check PF balance in 2026, in easy language.

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What Is PF Balance?
PF balance refers to the total amount saved in your EPF account, including:
- Your monthly contribution
- Employer’s contribution
- Interest earned over time
It helps employees build long-term savings for retirement and emergencies.
Requirements to Check PF Balance
Before checking your PF balance, make sure:
- Your UAN (Universal Account Number) is activated
- Your mobile number is linked with UAN
- Aadhaar, PAN, and bank details are updated (recommended)
How to Check PF Balance Online (EPFO Portal)
Step-by-Step Process:
- Visit the official EPFO Member Portal
- Click on “Services” → “For Employees”
- Select “Member Passbook”
- Log in using your UAN and password
- View or download your PF passbook
✔ Best method for detailed PF statement
How to Check PF Balance Using UMANG App (2026)
The UMANG App remains one of the easiest ways to check PF balance.
Steps:
- Download the UMANG App
- Log in using your mobile number
- Search for EPFO Services
- Select “View Passbook”
- Enter UAN and OTP
✔ Works 24/7
✔ Mobile-friendly and fast
Download From Play Store :- Download UMANG
How to Check PF Balance by Missed Call
You can check your PF balance without internet.
Steps:
- Give a missed call to 011-22901406 from your registered mobile number
You will receive an SMS with your latest PF balance details.
✔ Free of cost
✔ No login required
How to Check PF Balance via SMS
Format:
Send SMS to 7738299899
EPFOHO UAN ENG
You can replace ENG with regional languages like HIN, TAM, TEL, etc.
✔ Useful for basic balance info
How to Check PF Balance Without UAN
If you don’t know your UAN:
- Ask your HR department
- Check salary slip
- Find UAN using Aadhaar or PAN on EPFO portal
Once you get UAN, activate it to check your PF balance easily.
Why You Should Check PF Balance Regularly
- Ensure employer deposits are correct
- Track interest credited
- Plan withdrawals or transfers
- Stay updated on retirement savings
Common Issues While Checking PF Balance
- Mobile number not linked with UAN
- UAN not activated
- Incorrect login credentials
👉 These can be fixed by updating details on the EPFO portal.
Final Words
In 2026, checking your PF balance online is quick, secure, and hassle-free. Whether you use the EPFO portal, UMANG app, SMS, or missed call, staying updated with your PF savings helps you plan a better financial future.How To Check PF Balance in 2026,How To Check PF Balance in 2026,How To Check PF Balance in 2026.
Learn how to check PF balance in 2026 using UAN, EPFO portal, UMANG app, SMS, and missed call. Simple steps for all employees.
Here Also Chekout Posts :- https://www.techinfo365.in/2025/03/claim-your-pf-amount-online-using-mobile.html
Frequently Asked Questions (FAQs) – PF Balance Check 2026
1. How can I check my PF balance in 2026?
You can check your PF balance through the EPFO portal, UMANG app, SMS, or by giving a missed call from your registered mobile number.
2. Is UAN mandatory to check PF balance?
Yes, UAN is required for online PF balance check. However, missed call and SMS methods also work if your UAN is linked with your mobile number.
3. Can I check PF balance without logging in?
Yes, you can check your PF balance without login by using the missed call or SMS service.
4. What is the EPFO missed call number to check PF balance?
Give a missed call to 011-22901406 from your registered mobile number.
5. How to check PF balance using SMS?
Send SMS EPFOHO UAN ENG to 7738299899 from your registered mobile number.
6. Can I check PF balance on mobile?
Yes, you can check your PF balance easily using the UMANG app on your smartphone.
7. Is the UMANG app safe for PF balance check?
Yes, the UMANG app is a government-approved and secure platform for accessing EPFO services.
8. How often is PF balance updated?
PF balance is usually updated monthly after employer contributions are deposited.
9. Can I check PF balance if my UAN is not activated?
No, UAN activation is required for online PF balance checking.
10. What should I do if PF balance is not showing?
Ensure your UAN is activated, mobile number is linked, and employer has deposited the contribution.
11. Is Aadhaar mandatory to check PF balance?
Aadhaar is not mandatory for balance checking, but linking Aadhaar helps in faster services.
12. Can I check PF balance for old employers?
Yes, all PF accounts linked to your UAN will be visible in your EPFO passbook.
13. How to download PF passbook in 2026?
Log in to the EPFO portal or UMANG app and select View/Download Passbook.
14. Can I check PF balance at night or on holidays?
Yes, online and mobile methods work 24/7.
15. Is PF balance check free of cost?
Yes, checking PF balance through EPFO services is completely free.
16. Can I check PF balance if I changed my mobile number?
You must update your new mobile number in the EPFO portal to use SMS or missed call services.
17. What details are needed to check PF balance online?
You need your UAN and password for the EPFO portal or UMANG app.
18. Can I check PF balance in regional languages?
Yes, SMS service supports multiple regional languages like Hindi, Tamil, Telugu, and more.
19. How to find UAN if I forgot it?
You can find your UAN through the EPFO portal using Aadhaar, PAN, or by contacting your HR department.
20. Does PF balance include interest?
Yes, PF balance includes both contributions and interest earned.
21. Can retired employees check PF balance?
Yes, retired employees can check their PF balance until the account is settled.
22. Is PF balance shown in real-time?
PF balance is not real-time; it reflects the latest updated contributions.
23. What to do if employer PF contribution is missing?
You should contact your employer or raise a grievance on the EPFO portal.
24. Can I check PF balance without internet?
Yes, you can use SMS or missed call services without internet.
25. Why should I check PF balance regularly?
Regular checking helps track savings, verify employer contributions, and plan withdrawals.